Ashland's raw Reeder Reservoir water has a total organic carbon measurement up to 6.16 ppm (2023 CCR) — the highest of any city in this list, because Reeder is a surface snowmelt source on a forested granitic watershed.
High raw TOC is the reason Ashland's finished water averages TTHM 24.36 ppb and HAA5 19.24 ppb (both legal; EWG flags them at 172x and 203x guideline). The existing Ashland treatment plant, built 1948, has "limited treatment capacity... for algal toxins" per the city (Ashland WTP Background); a replacement plant with ozone is still in design. A household-level carbon filter bridges that gap.